Cookie Usage Policy
This policy refers to the cookies and web pages operated by credex-ltd.com.
What are cookies?
The cookie is a small file, made up of letters and numbers, which will be stored on a computer, mobile device or other equipment of a user from which the Internet is accessed. The cookie is installed through a request issued by a web server to a browser (e.g. Internet Explorer, Chrome) and is completely “passive” (it does not contain software programs, viruses or spyware and it cannot access information on the user’s hard drive).
About cookies
This website uses its own cookies and third-party cookies to provide visitors with a much better browsing experience and services tailored to the needs and interests of each user.
We use two types of cookies: session cookies and persistent cookies. The latter are temporary files that remain on the user’s device until the end of the session or the closing of the application (the web browser). Persistent cookies remain on the user’s device for a period defined by the cookie parameters or until they are manually deleted by the user.
The cookies used by credex-ltd.com (either our own or third-party) are: Google Analytics, Facebook Pixel.
In what we call “web 2.0”, cookies play an important role in facilitating access to and delivery of the multiple services that the user enjoys on the Internet, such as:
• Personalizing certain settings such as: the language in which a website is displayed, the currency in which certain prices or rates are shown, keeping options for various products (sizes, other details, etc.) in the shopping cart (and remembering those options) – thus generating the flexibility of the “shopping cart” (accessing previous preferences through the “back” and “forward” buttons)
• Cookies provide website owners with valuable feedback on how their sites are used by users, so that they can make them even more efficient and accessible for users.
• They allow multimedia or other types of applications from other websites to be included on a particular site in order to create a more valuable, useful, and pleasant browsing experience;
• They improve the effectiveness of online advertising;
An “Internet Cookie” (also known as a “browser cookie” or “HTTP cookie” or simply “cookie”) is a small file made up of letters and numbers that will be stored on the computer, mobile device, or other equipment of a user from which the Internet is accessed.
The cookie is installed through a request sent by a web server to a browser (e.g. Internet Explorer, Chrome).
A cookie consists of 2 parts: the name and the content or value of the cookie. Moreover, the lifespan of a cookie is defined; technically, only the web server that sent the cookie can access it again when a user returns to the website associated with that web server.
Cookies themselves do not request personal information in order to be used and, in most cases, they do not personally identify Internet users.
Some cookies are used exclusively for a single session (session cookies) and are no longer retained once the user leaves the website, while other cookies are retained and reused each time the user returns to that website (“persistent cookies”). Nevertheless, cookies can be deleted by a user at any time through the browser settings.
A visit to this site may place cookies for the purpose of:
• Website performance cookies
• Visitor analytics cookies
• Geotargeting cookies
• Registration cookies
• Advertising cookies
• Cookies of advertising providers
Cookies are classified into the following categories:
Necessary Cookies:
Necessary cookies help make a website usable by enabling basic functions such as page navigation and access to secure areas of the website. The website cannot function properly without these cookies. Examples of cookies set by CREDEX MANAGEMENT LIMITED:
• Cookie display consent – Stores the user’s consent for the use of cookies on the current domain
• Account login – Used to identify the user in the database and allow authentication
• Shopping cart – Used for storing or displaying products added to the shopping cart
• Message hiding – Used to hide certain messages such as: newsletter subscription teaser/pop-ups, messages related to delivery delays, marketing messages such as discount vouchers, online chat, etc.
Preference Cookies
Preference cookies allow a website to remember information that changes the way the website behaves or looks, such as your preferred language or the region you are in. Examples of cookies set by CREDEX MANAGEMENT LIMITED:
• Product sorting – Used to store or modify the sorting of products in categories
• Listing display – Used to store or modify the type of product display selected in categories, e.g. list view, grid view
• Number of products per page – Used to store or modify the number of products displayed per page
Statistics Cookies
Statistics cookies help website owners understand how visitors interact with websites by collecting and reporting information anonymously. Examples of cookies set by CREDEX MANAGEMENT LIMITED:
• Referral (ref) – Used to store the promotional source from which the user accessed this website
• Analytics – Used to measure the traffic generated on the website and to understand how users interact with the website
• Experiments – Used to display different types of content on the website to improve the user experience
• Affiliate – Used to store the affiliate through which the user reached the website and completed an order
Cookies are central to the effective functioning of the Internet, helping to generate a friendly browsing experience tailored to the preferences and interests of each user. Refusing or disabling cookies may make some websites impossible to use.
Refusing or disabling cookies does not mean that you will no longer receive online advertising, but only that it will no longer be able to take into account your preferences and interests, highlighted by your browsing behavior.
Cookies are NOT viruses! They use plain text formats. They are not made up of pieces of code, so they cannot be executed or run automatically. Consequently, they cannot duplicate or replicate on other networks in order to run or replicate again. Since they cannot perform these functions, they cannot be considered viruses.
However, cookies can be used for negative purposes. Because they store information about users’ preferences and browsing history, both on a specific site and across several other websites, cookies can be used as a form of spyware. Many anti-spyware products are aware of this fact and constantly flag cookies to be deleted as part of anti-virus/anti-spyware deletion/scanning procedures.
Due to their flexibility and the fact that most of the most visited and largest websites use cookies, they are almost unavoidable. Disabling cookies will prevent users from accessing some of the most widespread and commonly used websites, including YouTube, Gmail, Yahoo, and others.
Here are a few tips to help ensure worry-free browsing while still using cookies:
• Customize your browser settings regarding cookies so that they reflect a level of security that you are comfortable with.
• If cookies do not bother you and you are the sole person using the computer, you can set longer expiration periods for storing your browsing history and personal login data.
• If you share access to the computer, you may want to configure your browser to delete individual browsing data each time you close the browser. This is a way to access websites that place cookies and remove all visit information when the browsing session ends.
• Install and regularly update anti-spyware applications.
Many spyware detection and prevention applications also include website attack detection. As a result, they prevent the browser from accessing websites that might exploit browser vulnerabilities or download malicious software. Make sure you always keep your browser up to date. Many cookie-based attacks are carried out by exploiting weaknesses in older browser versions.
Cookies are everywhere and cannot be avoided if you want to enjoy access to the best and largest websites on the Internet — local or international. With a clear understanding of how they operate and the benefits they provide, you can take the necessary security measures so that you can browse the Internet with confidence.
Disabling and refusing to accept cookies can make certain websites impractical or difficult to visit and use. Also, refusing to accept cookies does not mean that you will no longer receive or see online advertising.
It is possible to configure your browser so that these cookies are no longer accepted, or you can set your browser to accept cookies from a specific website. However, for example, if you are not registered using cookies, you will not be able to leave comments.
All modern browsers offer the possibility of changing cookie settings. These settings are usually found in your browser’s “Options” or “Preferences” menu.
Security and privacy issues
Cookies are NOT viruses! They use plain text formats. They are not made up of pieces of code, so they cannot be executed or run automatically. As a result, they cannot duplicate or replicate on other networks in order to run or replicate again. Since they cannot perform these functions, they cannot be considered viruses.
However, cookies can be used for negative purposes. Because they store information about users’ preferences and browsing history, both on a specific website and across several other websites, cookies can be used as a form of spyware. Many anti-spyware products are aware of this fact and constantly mark cookies for deletion during antivirus/anti-spyware scanning or cleaning procedures.
In general, browsers have built-in privacy settings that provide different levels of cookie acceptance, validity period, and automatic deletion after the user has visited a particular website.
Other security aspects related to cookies:
Because identity protection is very valuable and represents the right of every internet user, it is advisable to understand the potential problems that cookies can create. Since information is constantly transmitted in both directions between the browser and the website through cookies, if an attacker or an unauthorized person intervenes in the data transmission process, the information contained in the cookie can be intercepted.
Although very rare, this can happen if the browser connects to the server using an unencrypted network (e.g. an unsecured Wi-Fi network).
Other cookie-based attacks involve incorrect cookie settings on servers. If a website does not require the browser to use only encrypted channels, attackers can exploit this vulnerability to trick browsers into sending information through unsecured channels. The attackers then use this information to gain unauthorized access to certain websites. It is very important to be careful in choosing the most appropriate method for protecting your personal information.
Tips for safe and responsible browsing based on cookies.
Due to their flexibility and the fact that most of the most visited and largest websites use cookies, they are almost inevitable. Disabling cookies will prevent users from accessing the most widespread and commonly used sites, including YouTube, Gmail, Yahoo, and others.
Here are a few tips that can help you browse worry-free while still using cookies:
• Customize your browser settings regarding cookies to reflect a level of cookie-use security that you are comfortable with.
• If cookies do not bother you and you are the only person using the computer, you can set long expiration periods for storing your browsing history and personal login data.
• If you share access to the computer, you may consider setting the browser to delete individual browsing data each time you close it. This is a way to access sites that place cookies and to delete any browsing information when the session ends.
• Install and constantly update anti-spyware applications.
Many spyware detection and prevention applications also include the detection of website attacks. In this way, they prevent the browser from accessing websites that could exploit browser vulnerabilities or download dangerous software.
Make sure your browser is always up to date.
Many cookie-based attacks are carried out by exploiting weaknesses in older versions of browsers.
Cookies are everywhere and cannot be avoided if you want to enjoy access to the best and largest websites on the Internet – local or international. With a clear understanding of how they work and the benefits they provide, you can take the necessary security measures so that you can browse the Internet with confidence.
Disabling and refusing cookies can make certain websites impractical or difficult to visit and use. Also, refusing to accept cookies does not mean that you will no longer receive/see online advertising.
It is possible to set your browser so that these cookies are no longer accepted, or you can set the browser to accept cookies from a specific site. But, for example, if you are not registered using cookies, you will not be able to leave comments.
All modern browsers offer the possibility to change cookie settings. These settings are usually found in the “options” or “preferences” menu of your browser.
To understand these settings, the following links may be useful. Otherwise, you can use your browser’s “Help” option for more details.
Cookie settings in Internet Explorer
Cookie settings in Firefox
Cookie settings in Chrome
Cookie settings in Safari
For cookie settings generated by third parties, you can also visit: www.youronlinechoices.com/ma